Xiaoyan Zhang is the Chair Professor of Finance and Associate Dean at PBC School of Finance, Tsinghua University. She is also the Deputy Director of Institute of Fintech Research at Tsinghua University, the director of Research Center for Wealth Management. Currently, Professor Zhang is also a member of Academic Committee of the People's Bank of China, a senior fellow of the Asian Bureau of Finance and Economic Research (ABFER), and a senior financial expert of the Shanghai Stock Exchange. Professor Zhang served on the CSRC 17th Issuance Examination Committee, and currently serves on the World Economic Forum's Global Future Council, China Global Economic Governance 50 Forum, and Expert Committee of National Internet Finance Association.